Commercial Mortgages for Ontario Business Owners
Acquisition, renewal, and refinancing solutions backed by 25+ years of institutional lending expertise and access to 50+ lenders across Canada.
Mortgage Architects · Greater Toronto Area
Your Building.
Your Balance Sheet.
Your Balance Sheet.
We structure the financing and choice that puts owner-operators in control of their real estate.
50+
Lenders
25+
Years
$80B+
Network Volume
Core Services
Owner-Occupied Commercial Mortgages
Purchase or refinance the property you operate from. Build equity instead of paying rent. Secure your location long-term.
Acquisition Financing
Funding for offices, retail, industrial, healthcare, and specialized properties across the GTA.
Renewal & Refinancing
Lower your rate, improve terms, or unlock equity. Ideal for renewals coming due in today’s rate environment.
Capital Restructuring
Consolidate debt, free up working capital, or fund expansion by leveraging commercial property equity.
The Process
1
Consultation
We discuss your business, property, and financing objectives.
2
Capital Strategy
I identify the optimal lender mix and structure your deal.
3
Application & Approval
I handle paperwork, lender coordination, and negotiations.
4
Funding & Close
Seamless closing with terms built around your cash flow.
Who We Serve
Established businesses ready to own their premises
Business owners facing lease expiry or renewal
Companies seeking to refinance and unlock equity
Entrepreneurs acquiring property for operations
Fast Facts
$250K–$10M+
Loan Amounts
Up to 80%
LTV Ratio
5–30 Years
Term Options
Days
Agreement in Principle
GTA & Ontario
Coverage Area
Why Mortgage Architects GTA
Network Strength
Dominion Lending Centres Group (TSX: DLCG)
Canada’s #1 ranked mortgage brokerage — funds more mortgages than any bank, credit union, or lender in Canada
50+ commercial lenders across institutional and alternative capital
$80B+ annual funded mortgage volume
Your Advisor
Matthew Dobson — Mortgage Agent Level 2
25+ years institutional lending experience
Former GE Capital and TD Bank — commercial credit underwriting
Serving business owners across the Greater Toronto Area
Common Questions
What qualifies as an owner-occupied commercial property?
A commercial property where your business operates from 50% or more of the total space. This includes offices, warehouses, retail locations, manufacturing facilities, and mixed-use buildings where you are both the owner and the primary occupant.
Why use a broker instead of going directly to a bank?
Banks offer only their own products. As part of the DLCG network, we access 50+ lenders — banks, institutional lenders, and alternative capital — to find the most competitive terms for your specific situation. One application, multiple options.
What information do I need to apply?
Typically: two years of business financial statements, a recent personal net worth statement, details on the property or equipment, and your financing objectives. We walk you through everything during the initial consultation.
Is there a cost to explore financing options?
No. The initial consultation and capital strategy assessment are complimentary. We earn our fee from the lender upon successful funding — there is no upfront cost to you.
Ready to Discuss Your Commercial Financing?
Contact Us
