Capital markets access for Ontario borrowers
We structure and place financing across the full lending spectrum, bank, alternative, and private, for commercial, residential, and equipment needs. Licensed access to capital markets is what we bring to our clients and partners.
Acquisitions, refinancings, equity take-outs, capital restructurings, placed across hundreds of lending partners. Mortgage Architects GTA is part of DLCG Mortgage Group, Canada’s largest mortgage brokerage group.
One desk. Access to the entire lending marketplace.
For business owners and their advisors, that access means more options, faster answers, advantaged pricing, and certainty of execution.
Three lending lines. One point of access.
Commercial, residential, and equipment, structured and placed across bank, alternative, and private capital.
- Equity take-outs & refinancing
- Bridge & transition financing
- Construction & term loans
- Alternative & private capital
- Equity take-out & refinance
- Self-employed & HNW
- Reverse mortgages
- Rental & investment
- New & used equipment
- Sale-leaseback
- Fleet & heavy machinery
- Capital equipment lines
Capital-intensive businesses we finance.
Focused on owner-occupied real estate and equipment financing for established Ontario businesses.
I come at financing from the credit seat, so I can read a deal quickly, match it with the right funders, and execute with speed and precision.
25+ years in institutional and alternative credit, GE Capital, TD Bank, and 5 years as Chief Credit Officer of an alternative credit fund. Onboarded with 100+ alternative and private lenders alongside the banks.
What borrowers ask
Can a broker help if my bank said no?
A single bank’s guidelines are one lens on your file. We assess your deal against the full market, bank, alternative, and private capital, through the DLCG network, so a decline at one institution is rarely the end of the story. This applies whether you are financing a business, a property, or equipment.
Why use a broker instead of going straight to a bank?
A bank offers only its own products. As a broker, we deliver access to hundreds of lending partners across bank, alternative, and private capital, one application that generates multiple competing offers, and capital strategy backed by institutional credit experience.
My income or file is complex. Can you still get me financed?
Yes. Self-employed, business-for-self, high-net-worth, new-to-Canada, investor, and other non-traditional files are a core specialty. When a deal falls outside standard bank guidelines, we place it across alternative, private, and MIC lenders that price for the full picture, not just a credit score.
What can you finance?
Three lending lines through one desk: commercial mortgages, residential mortgages, and equipment financing. That includes purchases, renewals, refinances, equity take-outs, bridge and construction, and leasing or sale-leaseback, for business owners and homeowners alike.
Who finances equipment for Ontario businesses?
We arrange equipment leasing, loans, and sale-leaseback for GTA businesses across leasing companies, banks, and specialty lenders, financing machinery, vehicles, and capital equipment, often up to 100% of cost.
Who is Matthew Dobson, Mortgage Architects GTA?
Matthew Dobson is a Mortgage Agent Level 2 with Mortgage Architects (Licence #12728), part of DLCG Mortgage Group (TSX: DLCG). He brings 25+ years of institutional and alternative credit experience, including senior roles at GE Capital and TD Bank and 5 years as Chief Credit Officer of an alternative credit fund, serving borrowers across the Greater Toronto Area.
Is there a cost to explore my options?
The initial consultation and capital strategy assessment are complimentary. Deals are structured first; terms are confirmed before any commitment.
What area do you serve?
The Greater Toronto Area, Ontario. The practice operates from 150 King Street West, Suite 200, in downtown Toronto.
Together, we originate more new mortgages annually than any major bank, credit union, or trust company in Canada.