Matthew Dobson #M24003077
Mortgage Agent Level 1
Mortgage Architects #12728

Business Financing Solutions | Mortgage Architects GTA

Business Financing Solutions

Commercial Real Estate & Equipment Financing
Powered by Canada’s #1 Mortgage Brokerage Network

Capital Solutions for Growth-Focused Businesses

Mortgage Architects GTA delivers strategic financing for capital-intensive businesses across the Greater Toronto Area. Whether you’re acquiring owner-occupied facilities or essential equipment, we leverage our $60B+ network advantage to secure competitive financing that traditional banks can’t match.
Our Competitive Advantage
50+ Commercial Lenders
$60B+ Annual Network Volume
100% Equipment Financing Available
30 Yr Real Estate Amortizations
DLCG Network (TSX: DLCG) Backing
Explore Your Capital Options

Core Financing Solutions

Owner-Occupied Real Estate
Commercial mortgages for facilities where your business operates from 50%+ of the space.
  • Purchase & refinancing options
  • Construction + land financing
  • Equity take-out programs
  • Up to 30-year amortizations
Equipment Financing & Leasing
Loans and leases for revenue-generating equipment across all capital-intensive industries.
  • Up to 100% financing available
  • 24-72 month flexible terms
  • New, used & sale-leaseback options
  • Competitive rates & structures
Industries We Serve
Manufacturing
Construction
Logistics
Food Processing
Transportation
Energy & Utilities
Aerospace
Technology
MA
Business Financing Solutions | Mortgage Architects GTA

Business Financing Solutions

For Capital-Intensive Businesses

The Capital Challenge

Thousands of small and mid-sized businesses across the Greater Toronto Area rely on commercial equipment and owner-occupied real estate to power their daily operations.
The Traditional Banking Problem
Traditional banks take a one-size-fits-all approach and often run into credit exposure issues with capital-intensive industries. Their process can be slow, inflexible, and out of sync with real-world business needs.
Mortgage Architects GTA delivers smart, flexible business financing built for today’s real-world needs.
Part of DLCG Network (TSX: DLCG)

What We Deliver

Loans & leases for new equipment
Owner-occupied commercial mortgage financing
50+ institutional and alternative lenders across Canada
Fast, professional support from a team that understands your business
You invest in critical infrastructure.
So do we.
MA
Industries Served and Finance Focus | Mortgage Architects GTA

Industries Served

Finance Focus
From manufacturing and construction to aerospace and healthcare, we deliver specialized financing solutions across Canada’s most capital-intensive industries.
Industrial Manufacturing
Capital for robotics, CNC machines, automation lines, and fabrication tools. We also arrange financing for custom-built manufacturing plants, industrial bays, and production warehouses tailored to operational needs.
Food Manufacturing
Financing for food-grade mixers, ovens, blenders, bottling lines, and cold storage systems. Owner-occupied financing includes processing plants, refrigerated storage buildings, and specialized packaging facilities meeting health and safety standards.
Distribution & Logistics
Capital for forklifts, pallet jacks, racking systems, loading dock equipment, and conveyor technology. Real estate financing includes logistics hubs, fulfillment centres, cross-dock terminals, and transportation yards.
Aerospace Manufacturing
CNC machines, precision tooling, composite layup equipment, and assembly systems tailored for aerospace production. Real estate includes owner-occupied fabrication hangars, parts warehouses, and aerospace production facilities.
Construction & Infrastructure
Financing for cranes, excavators, bulldozers, trucks, and specialized heavy equipment essential to large-scale projects. We also finance owner-occupied facilities including contractor yards, equipment depots, fleet storage, and project management offices.
Transportation
Financing for highway trucks, trailers, refrigerated trucks, vacuum trucks, and fleet management systems. We also finance terminal yards, repair garages, and fleet operations centers.
Energy & Utilities
Grid-scale transformers, mobile substations, backup generators, and solar/wind systems. OOCRE support includes operations centers, utility garages, control facilities, and substations.
Waste Management
Compactors, balers, roll-off trucks, grinders, and sorters. Real estate financing includes transfer stations, material recovery facilities, and regional processing depots.
Information Technology
GPU servers, networking infrastructure, battery backups, and cooling systems. We also finance purpose-built data centers, NOCs, and AI-enabled computing facilities for owner-occupiers.
Healthcare
The Healthcare Industry comprises a broad range of businesses and professionals serving medical, dental, and hospital needs, all of whom rely on specialized equipment that can often be financed to help preserve working capital and enable access to modern technology.
MA
Interior of a clean industrial facility with advanced CNC machinery—used in a Mortgage Architects GTA poster promoting commercial equipment financing.

• Loans & Leases

• 24–72 month terms

• Up to 100% financing

• New acquisitions, sale-leasebacks, refinancing

Map of the Greater Toronto Area overlaid with Mortgage Architects GTA branding and agent license details—used to highlight commercial mortgage and equipment financing services across Toronto.
Owner-occupied commercial property featured in a Mortgage Architects GTA poster—promoting financing options for businesses purchasing their own real estate.

• Owner-occupied purchases

• Refinancing or equity take-out

• Construction + land

• Amortizations up to 30 years

Frequently Asked Questions

1. What types of business financing do you offer?

✅ We provide two core types of financing tailored to capital-intensive industries:

1. Owner-Occupied Commercial Real Estate (OOCRE) – including facility purchases, refinancing, build-outs, and equity take-outs.

2. Equipment Financing & Leasing – for new or used revenue-generating equipment in sectors like construction, manufacturing, logistics, food processing, and more.

2. What types of equipment can I finance?

✅ We finance a wide range of essential-use, revenue-generating assets including CNC machines, robotics, forklifts, excavators, trailers, trucks, blenders, servers, and specialized manufacturing or construction systems. If the equipment helps power your operations, we can likely finance it.

 3. Can I finance 100% of the equipment cost?

✅ Yes—depending on the asset type and your business profile, we can structure up to 100% financing. Flexible lease and loan terms range from 24 to 72 months, with options for seasonal structures, step payments, or balloon payments where applicable.

4. What qualifies as an owner-occupied commercial property?

✅ An owner-occupied property is a facility where your business operates out of at least 50% of the usable space. This includes warehouses, offices, manufacturing plants, cold storage facilities, logistics centers, and more. We offer financing for purchases, expansions, refis, and equity take-outs.

5. Why use a broker instead of going directly to a bank?

✅ Banks often get “full” on exposure to a client—especially in capital-heavy industries. Many of Canada’s best lenders only fund through broker channels, which means working directly with one bank could limit your options.

As a broker backed by Dominion Lending Centres Group (TSX: DLCG), we give you access to over 50 institutional, credit union, and private lenders competing to fund your deal. More options. Better structures. Faster results.

6. How many lenders do you work with?

✅ We have preferred access to 50+ commercial lenders across Canada, including banks, credit unions, and alternative capital providers. Each has different lending appetites and risk tolerances. Our role is to align your deal with lenders who are ready—and want—to finance it.

7. What industries do you serve?

✅ We work with companies in construction, industrial and aerospace manufacturing, logistics, food processing, fleet services, waste management, data infrastructure, energy, and utilities. We understand both equipment and real estate needs across these sectors.

8. Can you finance both real estate and equipment together?

✅ Yes. We often create dual-track strategies for companies acquiring a facility and simultaneously expanding their equipment base. We help optimize both structures so they support your cash flow and tax planning objectives.

9. What information do I need to apply?

✅ Generally, we ask for:

• Your last 2 years of business financials

• Equipment quotes or appraisals

• Ownership details and corporate structure

• Property address and use case (for real estate)

We manage all the lender communication and paperwork—you stay focused on the business.

10. Is there a cost to explore financing options?

✅ No cost to consult or explore options. We’re paid directly by the lender only when a deal closes—and that’s always disclosed upfront. No surprises, no pressure.

11. What makes Mortgage Architects GTA different?

✅ We’re part of Canada’s largest mortgage brokerage network, funding over $62 billion annually, with advantaged relationships across all major lenders. Our founder spent years at GE Capital, TD Bank, and as Chief Credit Officer of a secured lender—we bring both front-end relationship building and deep credit expertise to every transaction.

12. How do I get started?

✅ Submit the “Explore Your Options” form below to schedule a short call, or fill out our inquiry form. We’ll review your goals, run a quick capital diagnostic, and show you how many lenders want to work with you.

One conversation. 25 lenders. Real capital.

Matthew Dobson #M24003077
Mortgage Agent Level 1
Mortgage Architects #12728

c: 416-342-3952
e: md@mortgagearchitectsgta.ca

MA Mortgage Architects Inc.
5675 Whittle Road
Mississauga, ON L4Z 3P6