Business Financing Solutions
Capital Solutions for Growth-Focused Businesses
Core Financing Solutions
- Purchase & refinancing options
- Construction + land financing
- Equity take-out programs
- Up to 30-year amortizations
- Up to 100% financing available
- 24-72 month flexible terms
- New, used & sale-leaseback options
- Competitive rates & structures


Owner-Occupied Real Estate and Equipment

Commercial & Industrial Equipment Financing
• Loans & Leases
• 24–72 month terms
• Up to 100% financing
• New acquisitions, sale-leasebacks, refinancing
• Secured by revenue-generating equipment

Serving Businesses in Greater Toronto Area
MA Mortgage Architects Inc.
5675 Whittle Road
Mississauga, ON L4Z 3P6

Owner-Occupied Real Estate Mortgage
• Owner-occupied purchases
• Refinancing or equity take-out
• Construction + land
• Amortizations up to 30 years
• 50+ lenders across institutional + alt space
Frequently Asked Questions
1. What types of business financing do you offer?
✅ We provide two core types of financing tailored to capital-intensive industries:
1. Owner-Occupied Commercial Real Estate (OOCRE) – including facility purchases, refinancing, build-outs, and equity take-outs.
2. Equipment Financing & Leasing – for new or used revenue-generating equipment in sectors like construction, manufacturing, logistics, food processing, and more.
2. What types of equipment can I finance?
✅ We finance a wide range of essential-use, revenue-generating assets including CNC machines, robotics, forklifts, excavators, trailers, trucks, blenders, servers, and specialized manufacturing or construction systems. If the equipment helps power your operations, we can likely finance it.
3. Can I finance 100% of the equipment cost?
✅ Yes—depending on the asset type and your business profile, we can structure up to 100% financing. Flexible lease and loan terms range from 24 to 72 months, with options for seasonal structures, step payments, or balloon payments where applicable.
4. What qualifies as an owner-occupied commercial property?
✅ An owner-occupied property is a facility where your business operates out of at least 50% of the usable space. This includes warehouses, offices, manufacturing plants, cold storage facilities, logistics centers, and more. We offer financing for purchases, expansions, refis, and equity take-outs.
5. Why use a broker instead of going directly to a bank?
✅ Banks often get “full” on exposure to a client—especially in capital-heavy industries. Many of Canada’s best lenders only fund through broker channels, which means working directly with one bank could limit your options.
As a broker backed by Dominion Lending Centres Group (TSX: DLCG), we give you access to over 50 institutional, credit union, and private lenders competing to fund your deal. More options. Better structures. Faster results.
6. How many lenders do you work with?
✅ We have preferred access to 50+ commercial lenders across Canada, including banks, credit unions, and alternative capital providers. Each has different lending appetites and risk tolerances. Our role is to align your deal with lenders who are ready—and want—to finance it.
7. What industries do you serve?
✅ We work with companies in construction, industrial and aerospace manufacturing, logistics, food processing, fleet services, waste management, data infrastructure, energy, and utilities. We understand both equipment and real estate needs across these sectors.
8. Can you finance both real estate and equipment together?
✅ Yes. We often create dual-track strategies for companies acquiring a facility and simultaneously expanding their equipment base. We help optimize both structures so they support your cash flow and tax planning objectives.
9. What information do I need to apply?
✅ Generally, we ask for:
• Your last 2 years of business financials
• Equipment quotes or appraisals
• Ownership details and corporate structure
• Property address and use case (for real estate)
We manage all the lender communication and paperwork—you stay focused on the business.
10. Is there a cost to explore financing options?
✅ No cost to consult or explore options. We’re paid directly by the lender only when a deal closes—and that’s always disclosed upfront. No surprises, no pressure.
11. What makes Mortgage Architects GTA different?
✅ We’re part of Canada’s largest mortgage brokerage network, funding over $62 billion annually, with advantaged relationships across all major lenders. Our founder spent years at GE Capital, TD Bank, and as Chief Credit Officer of a secured lender—we bring both front-end relationship building and deep credit expertise to every transaction.
12. How do I get started?
✅ Submit the “Explore Your Options” form below to schedule a short call, or fill out our inquiry form. We’ll review your goals, run a quick capital diagnostic, and show you how many lenders want to work with you.
One conversation. 25 lenders. Real capital.
Matthew Dobson #M24003077
Mortgage Agent Level 1
Mortgage Architects #12728
c: 416-342-3952
e: md@mortgagearchitectsgta.ca
MA Mortgage Architects Inc.
5675 Whittle Road
Mississauga, ON L4Z 3P6